Why do I need a financial planner to manage my money?

A financial planner will prepare you for any hurdles that might compromise your financial security. BCFR Financial Services will create a comprehensive client profile which details all the life circumstances that need to be accounted for, as well as any structures you currently have in place. We identify your financial and lifestyle goals, and implement plans to help future-proof your finances. This plan is reviewed and revised when necessary to accommodate changes to your lifestyle. Seeking professional help will give you confidence and peace of mind knowing every detail has been accounted for to grow and protect your assets.

How much does a financial planner cost?

The cost will vary depending on the needs of the client. BCFR Financial Services are a fee-based practice, which means we charge a fee for the service provided. All fees are disclosed to you before you proceed with any advice.

What kind of clients do you advise?

Our clientele is mixed and varied at all stages of their financial journey encompassing young families through to retirees as well as small and medium businesses. We adapt our skillset and assess your individual circumstances to create tailored plans and solutions.

What do I need to bring or prepare for my initial appointment?

There’s no right or wrong when it comes to planning for your appointment, but there are a few things we advise you to bring. This includes:

  • Statements/details about your investments and superannuation
  • Statements/details about any mortgages and other debts
  • Details on any existing insurance policies
  • Pay slips
  • Recent tax returns

We recommend you bring any documentation that relates back to your finances for reference. It also helps to have an idea of where you want to head in the future. For example, consider:

  • What’s important to you?
  • Where do you see yourself in 10 years?
  • What are your biggest concerns about your financial future?
How often should I see my financial adviser?

How often you come visit us largely depends on your lifestyle, but we recommend undertaking a performance review every 6-12 months. However, we also recommend you schedule a meeting if there’s any major changes in your life circumstances that can impact you financially. For example: marriage, childbirth, major investments, divorce, serious illness, inheritance or financial windfall. Of course, we’re always open to a meeting if you have any questions or concerns you’d like to address. Our goal is to help you navigate each stage of your life.

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